How Credit Card Balance Transfers Work

You can take advantage of promotional interest rates to transfer a credit card's balance to a new credit card. Balance transfers give you the opportunity to pay down debt.

Balance Transfer Plus (BT Plus) – Standard Chartered Malaysia

Consolidate & switch credit card outstanding balances into lower interest rate

14 Best Balance Transfer Cards With 0% APR Of November 2024

Written by India Davis and Garrett Yarbrough ; Edited by Nouri Zarrugh ; Reviewed by Beverly Harzog

Discover it® Balance Transfer Offer

Save money on credit card interest · If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save on interest charges to pay down your debt. Pay down your current credit card debt · When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest i...

Balance Transfer Credit Cards with Low Intro APR

Earn unlimited 1.5% cash back on all purchases Calculate rewards ; 0% · Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After that, a Variable APR that's currently 18.74% to 28.74% will apply. 3% · Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.

What Is a Balance Transfer Fee—and Can You Avoid It?

This is especially true when the credit card company makes an introductory offer or no or low interest on balance transfers for new customers. Alternatively, you can use a balance transfer...

Understanding Credit Card Balance Transfers

Before you transfer a balance to a credit card with a lower interest rate, understand its effect on new purchases and other costly fine-print traps.

Borrowers are missing the best way to pay down credit card debt

Experts often recommend moving that balance from a high-rate credit card to one with a no-interest or low-interest balance transfer offer to reduce the amount of interest you’re paying....

Home Loan Balance Transfer: Get Top-up Loan of up to Rs. 1 crore* or higher - Bajaj Finance

Your summary based on the total loan amount ; Loan amount : ₹30,00,000*, Tenure : 20 years, EMI : ₹26,035*

Scotiabank Value Visa Card | Low Interest & Balance Transfers | Scotiabank Canada

Save on interest and balance transfers with the low introductory rates of the Scotiabank Value Visa Card. Apply!