Key Takeaways ; Allstate offers the cheapest homeowners insurance in Louisiana, with an average annual premium of just over $1,260. Due to the increasing frequency and severity of hurricanes, insurers have raised rates in Louisiana, and others have left the state. Even the Louisiana Citizens Property Insurance Corporation, the insurer of last resort, is raising its rates in some parishes by as much as 47% in 2024. Due to Louisiana’s constant flood risk, an add-on or separate policy would likely be a worthwhile investment if you’re in a floo ...
Key Points ; Progressive and GEICO also offer affordable car insurance rates for many driver profiles. ; If you’re under 25 or have traffic violations, your car insurance rates will be higher than the average. ; You can save on car insurance by opting for minimum coverage, looking for discounts, increasing your deductible, and bundling your auto insurance with other policies.
The five cheapest car insurance companies in Louisiana are Southern Farm Bureau, USAA, Progressive, Geico and State Farm. ; Louisiana is one of the most expensive states for car insurance at an average cost of $363 per month for full coverage or $125 per month for liability-only. ; Louisiana is the most expensive state for full coverage and is the fourth most expensive state for minimum coverage.
Find Louisiana auto insurance requirements, penalties for not having car insurance, and a comparison of complaints.
Key Takeaways: The Cheapest Car Insurance in Louisiana ; Safeway has the overall cheapest car insurance in Louisiana across a variety of driving records, based on the companies in our analysis. Southern Farm Bureau and Safeway have the overall cheapest car insurance in Louisiana for good drivers, based on the companies in our analysis. Louisiana ranks 15th in our analysis of “The Riskiest States To Drive In,” due in part to having the seventh highest number of drunk drivers involved in fatal...
Get quotes from several companies before you sign an application and pay a premium. Be aware... Consumer’s Guide to Auto Insurance 3 Under Louisiana law, you must carry liability coverage...
You can unlock major discounts by buying auto and home policies from the same provider. Here are the best companies for bundling home and auto insurance
Insured a teenage driver ; Credit score decreased ; Received a speeding ticket ; Caused an accident ; Lapse in coverage ; Convicted of a DUI
Louisiana's car insurers have been given the green light by state... companies hiking its average price by nearly 34%. Insurance commissioner Jim Donelon cautioned drivers that the auto...
Key takeaways ; Cheapest company for minimum coverage: Geico ; Cheapest company for full coverage: Southern Farm Bureau ; Cheapest company for drivers with prior incidents: Southern Farm Bureau and Geico