Your car, home, health, and personal belongings - these are just some of the everyday insurance needs that Long Island Insurance Agents can help you protect and cover.
Contents 1 Overview 1.1 Pricing 1.2 Covered perils 2 In the United States 2.1 History 2.2 Types of homeowners insurance policies 2.3 Collateral protection insurance 2.4 Causes of loss 2.5...
Tips for savings ; Bundle home and auto insurance policies. ; Check with your insurer about discounts for loyalty or lengthy periods without claims. ; Notify your insurance agent if you've made home improvements that reduce your home's risk, such as replacing your roof or installing a central-station alarm system.
THE LONG ISLAND HISTORICAL JOURNAL United States Army Barracks at Camp Upton, Yaphank, New York c. 1917 Fall 2003/ Spring 2004 Volume 16, Nos. 1-2 Starting from fish-shape Paumanok where I...
Bundle home insurance with other policies, such as umbrella and auto coverage. ; Review the "dwelling amount" covered under the insurance policy to ensure coverage is sufficient but that replacement cost isn't higher than necessary. ; Consider raising your deductible — the amount a person must pay out of pocket before an insurer will pay — if you have enough savings to cover repairs. ; Check to ensure you are receiving credits for home features such as an alarm system or an automatic water shut-off valve.
Sen. Chuck Schumer has objected to a FEMA plan to revise federal flood insurance rates. Some Long Island homeowners say they are worried they could face huge hikes in their insurance rates.
Since home insurance can be a complicated thing, it’s no surprise that filing a claim on your homeowners insurance can be, too—especially if you have extensive damage or a complex claim. But you can avoid some of the worst home insurance claim mistakes. About 5% of insured homeowners filed a claim in 2019, according to the most recent data from the Insurance Information Institute. Slightly more than 97% of those claims were related to property damage (including theft). If you suffer a loss and have to file a claim, there are a few things yo ...
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WHAT TO KNOW ; Rising costs of flood insurance is one way Long Islanders are feeling the effects of climate change. ; Flood insurance premiums for single-family homes on Long Island are expected to nearly double over the next 5 to 10 years after the federal government recently changed the way it sets rates. ; Local real estate agents and insurance brokers say they haven't seen much change in buyers' choosing to live near the water.
Key Takeaways: ; Travelers offers the cheapest homeowners insurance in New York, with an average annual premium of just over $1,170. ; Average annual premiums for companies in our rating range from approximately $1,240 to almost $1,880. ; In general, factors such as increases in inflation and severe natural disasters have pushed homeowners insurance premiums upwards.