Written by Adrian Edlington ; Reviewed by Bill Tsouvalas
1. Refinancing requirements · 2. Prepayment penalties · 3. Interest rates · 4. Your credit score · 5. Your income · 6. Time remaining on your loan
Key takeaways ; Refinancing may allow you to save money on interest or lower your monthly payment. ; Choose to refinance when interest rates have dropped or your credit has improved. ; Avoid refinancing if you are upside down on your auto loan. ; Check lender requirements to confirm you — and your vehicle — qualify for refinancing.
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Instead of defaulting on your loan, you could refinance your car, sell it, or opt for voluntary repossession. What If I Stop Paying My Car Loan? Millions of Americans are struggling to make...
Representative example ; Representative · 6.2% APR · Loan amount · £10,000 · Monthly repayment · £193.47 · Monthly repayment ; Interest rate · 6.2% (fixed) p.a. Term · 60 months · Total amount repayable · £11,608.20 · Total amount repayable Max
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