A medical exam is part of the application process for many life insurance policies. Avoiding the exam speeds up the approval process drastically but these policies usually cost more.
Life insurance with no medical exam can get you coverage quickly. Learn how it works and the types of no medical exam life insurance policies available.
No medical exam life insurance doesn’t require a medical exam .
Would you like to apply for a term life insurance with no medical exam? While there are some limitations, it's entirely possible. Find out more here.
A clear picture of your health helps with accurate policy pricing. Learn more about what happens at a medical exam & about no-exam life insurance options.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
Can you get life insurance without an exam? In some cases, yes.
We analyzed the best no exam life insurance companies to help you get covered without providing personal health information.
You can get term life insurance with no medical exam, but it usually involves some trade-offs. Read on as we explain the pros and cons of the no-med options.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.