Cash value life insurance is permanent life insurance with a cash value savings component. Learn more about what cash value life insurance is and how it works.
If you have permanent life insurance, more of your insurance premium goes to cash value in the early years of your policy. Find out how cash value increases over time.
Universal life (UL) insurance is another type of permanent life insurance with a cash value component that earns interest. Universal life features flexible premiums. Unlike term and whole...
1 Interest is charged on policy loans with rates varying per insurer, but the rates are... Whole Life Insurance Cash Value A cash value life insurance policy is similar to a retirement...
Find out how cash value life insurance works, and learn about the pros and cons of this type of coverage.
If you have a permanent life insurance policy with substantial cash value, you may be able to tap it through loans, withdrawals, premium payments, and more.
You may face times when you need cash for an expense. Learn how to determine whether cashing in your life insurance policy is the right solution for you.
A loan against the cash value of your life insurance can provide funds you need for other expenses. Learn about the pros and cons of this strategy.
Understand what happens if you cash out your life insurance policy before you take any action. Here are ways to do it and pros and cons for each.
A policy loan is issued by an insurance company and uses the cash value of a life insurance policy as collateral. Learn how policy loans work and about their risks.