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How you can benefit from TD Term Life insurance ; Get a No Obligation Quote You can get a quote in 60 seconds with no need to provide any contact information and then apply in as little as 10 minutes8 · Locked-In Pricing Your premiums are fixed and guaranteed not to increase for the length of the policy term.2 With set payments, it may be easier for you to budget. Instant Approval with No Medical Exam You could be instantly approved for up to $1,000,000 if you are 50 and under, with no medical exam required.3 · 30-Day Review Period You have 3 ...