These top companies issue life insurance policies without a medical exam.
We analyzed the best no exam life insurance companies to help you get covered without providing personal health information.
A medical exam is part of the application process for many life insurance policies. Avoiding the exam speeds up the approval process drastically but these policies usually cost more.
Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.
No medical exam life insurance doesn’t require a medical exam .
State-approved life and health insurance licensing school. Our online insurance license courses satisfy state credit hour requirements and prepare students for passing the state life and/or health insurance exam.
Depending on your age, health, and the amount of coverage you need, some life insurance companies will require a medical exam. Learn more about when you need a life insurance exam.
Discover more about No Exam Life Insurance, how to apply, and if you should purchase it. No medical exam life insurance is a guaranteed life insurance product that can take care of your family no matter what your circumstances.
Life insurance companies may require you to take a life insurance medical exam when getting a policy. Learn how the life insurance medical exam process works.