Key Takeaways: ; Several factors, including your career, health, and hobbies determine whether you’re a high-risk life insurance applicant. Some of those factors are more obvious than others. ; If you are considered a high-risk applicant for life insurance, that doesn’t mean you can’t purchase a policy. ; Policies for high-risk individuals are generally more expensive than standard insurance and may have more limitations and restrictions.
Simplified issue life insurance offers quick approval, no medical exam, and affordable coverage. See if you're eligible for simplified issue insurance.
No medical exam life insurance doesn’t require a medical exam .
Depending on your age, health, and the amount of coverage you need, some life insurance companies will require a medical exam. Learn more about when you need a life insurance exam.
Life insurance companies may require you to take a life insurance medical exam when getting a policy. Learn how the life insurance medical exam process works.
What is no-medical-exam life insurance? · Types of no-exam life insurance · How to get life insurance without a medical exam · Best companies with no-exam life insurance options · How much does no-exam life insurance cost? · Frequently asked questions
If you’re looking for no-medical life insurance, there is a few details you’ll need to know. Read our guide to get the lowdown.
You may need to complete a medical exam to purchase life insurance coverage.
Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.
No medical exam life insurance is a life insurance policy that can offer you coverage without undergoing a medical exam.