US life insurers are expected to see a benefit to investment income amid high interest rates in 2024, but investors will likely still be watching for potential issues related to their commercial real estate portfolios. The 10-year Treasury yield, which serves as a benchmark for insurers' new money yields, has been growing over the past couple of years. As of Dec. 29, 2023, the 10-year Treasury yield sat at 3.88%, an increase from 1.63% at the start of 2022. In an interview, CreditSights analyst ...
For life insurance companies, higher interest rates are a strong incentive to acquire assets. After the years of low rates incentivised listed insurers to divest assets, often to private equity inv...
Highlighting the economic shifts and growth in the life and annuity insurance industry amidst increasing interest rates.
Life insurers sell savings contracts with surrender options, which allow policyholders to... These surrender options move toward the money when interest rates rise. Hence, higher interest...
Higher interest rates will significantly boost profitability in the life insurance industry, Swiss Re Institute forecasts. ; An additional USD 1.5 trillion of global life savings premiums will be generated over the next decade – more than double the amount of the previous decade. ; Advanced markets will generate 61% of the additional savings premiums in the next decade, with 39% from emerging markets.
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Prevailing economic conditions have given insurance a new lease of life. Economic resilience, reflected in slowing but still robust growth, and high interest rates are advancing industry profitabil...
Interest rate insurance protects the holder of a variable rate mortgage or loan from rising interest rates. It is generally offered independently of the original borrowing and typically as an alternative to a remortgage onto a fixed rate. As the insurance policy protects only against the r...
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