Add income. The golden rule is to buy a policy that can replace your income and cover your family’s cost of living for five to 10 years. To do this, multiply your salary by five or 10. ; Add financial responsibilities. Include the costs of all of your expenses now and any future expenses you can expect, including childcare, mortgage, car payments or even college tuition. ; Add final expenses. Tally up the cost of your end-of-life arrangements such as burial costs.
Learn about the factors that affect the cost of life insurance. Find out how much average premiums are for term life and permanent life policies.
Best for whole life insurance: Northwestern Mutual Life Insurance ; Best no-exam life insurance: Guardian Life Insurance ; Best for universal life insurance: State Farm Life Insurance
Understand the key differences between term and whole life insurance, including costs, benefits, and which type may be best for your financial goals.
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Learn about life insurance costs and how to find the best policy for your needs.
The best life insurance companies are Mutual of Omaha, MassMutual and Nationwide, based on a comprehensive study by the MarketWatch Guides team. ; Your unique budget, goals and coverage preferences have a significant influence on the type of life insurance policy that’s right for you — and the best provider. ; You and your loved ones can benefit from getting multiple life insurance quotes and taking the time to carefully consider and compare options.
Age, Average annual rate for men, Average annual rate for women ; 30, $220, $183 ; 40, $332, $281 ; 50, $817, $641 ; 60, $2,361, $1,656 ; 70, $9,297, $8,204
Learn more about term life insurance, funeral insurance, trauma cover and more with Compare the Market.
Life Insurance Companies ; Senior Life Insurance ; Term Life Insurance ; Whole Life Insurance ; No Exam Life Insurance ; Compare Life Insurance Quotes