We analyzed the best no exam life insurance companies to help you get covered without providing personal health information.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.
These top companies issue life insurance policies without a medical exam.
A medical exam is part of the application process for many life insurance policies. Avoiding the exam speeds up the approval process drastically but these policies usually cost more.
Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.
Amica Life Insurance ; Maximum issue age · 80 ; No medical exam option · No ; Am rating · A+ ; J.D. Power · N/A ; NAIC Complaint Index · 0.39 (72222)
If you're worried your health will disqualify you from life insurance coverage, you may want to consider no medical exam life insurance.
No medical exam life insurance doesn’t require a medical exam .
We analyzed rates and coverage to find the best no medical exam life insurance companies. See why Protective, Pacific Life and Symetra top our list.