Everything you need to know about homeowners insurance, from what it covers to how rates are determined.
Homeowners insurance provides a range of coverage, depending on the policy type. Learn what is and isn’t covered by homeowners insurance and what varies by policy.
Liability insurance provides the insured party with protection against claims resulting from injuries and damage to people and/or property.
Homeowners insurance is a package policy. This means that it covers both damage to property and liability or legal responsibility for any injuries and property damage policyholders or their families cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. Standard homeowners policies do not cover flooding, earthquakes or poor maintenance. Flood coverage is provided by the federal government’s National Flood Insurance Program, although it is purchased from an ins ...
Homeowners insurance and renters insurance offer similar benefits for occupants and homeowners, but they do it in different ways and for different reasons.
Water damage legal liability insurance provides financial protection to a person or business that causes water damage to the property of another.
Homeowners insurance covers losses and damage to an owner's residence, furnishings, and other possessions, as well as providing liability protection..
A typical homeowners insurance policy provides personal liability coverage. Learn more about what this coverage protects and how to choose policy limits.
Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.
What is homeowners insurance and what does it cover? Learn the basics about homeowners insurance policies, deductibles, limits and how it helps protect your home and belongings.