Learn How To Manage Money
The individual considers various factors while thinking about the decision of investing in the right scheme. These factors include years of contribution, minimum principal amount, and many more. But the factor that stands out the most is the interest rate that is being provided with the savings scheme. Moreover, another important factor that remains in the back of the mind of the individual is the risk factor and the stability of the scheme in the market. So, as you tend to reach a conclusion, you find that as a salaried employee, the savings s ...
Term period, Rate of Interest ; 1st-year amount, 6.80% ; 2nd-year amount, 6.90% ; 3rd-year amount, 7.10%
Synonyms of invest ; to commit (money) in order to earn a financial return ; to make use of for future benefits or advantages ; to involve or engage especially emotionally
Category, Contribution in percentage ; Employees Provident Fund, 3.67 ; Employees’ Pension Scheme (EPS), 8.33 ; Employees Deposit Link Insurance Scheme (EDLIS), 0.50
The National Pension Scheme was introduced by the Indian Government in the year 2004. This scheme can be availed by every Indian citizen to fulfill their monetary needs and enhance the post-retirement income. According to this scheme, the individuals have to systematically save their money by investing in an NPS account during the working years just like EPF. This instills the discipline for regular investments. It also benefits the individuals after their retirement as the investment accumulates. This is a long-term scheme with a lot of benefi ...
When we earn a certain amount of money, we should not use it completely as it may lead to our misery in old age. We find options where we can invest our money so that our hard-earned income is safeguarded as well as it increases at a steady rate. So, in this article we will deal with all the investment basics you should know as a beginner before investing. Investing for beginners can be quite tricky because of the variety of options it has, the varying rules and regulations, different tenures, risk, minimum amount, taxes implied, withdrawal and ...
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Bank Name, Minimum Monthly Balance to be Maintained ; ICICI Bank Current Account, Rs. 10,000 ; HDFC Bank Current Account, Rs. 10,000 ; IndusInd Bank Current Account, Zero