2024 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare C E N T E R S F O R M E D I C A R E & M E D I C A I D S E R V I C E S This official government guide has...
Getting Social Security Benefits before 65 ; Getting Social Security Benefits after 65 ; Find the path for your situation
• Visit Medicare.gov/publications to access “Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare.” • Call 1-800-MEDICARE (1-800-633-4227) to get help...
Medicare provides you with coverage for health-related expenses, but it doesn’t cover everything. There are a number of gaps in Medicare coverage. Learn how a Medicare Supplement Insurance plan can...
Part B helps cover: Services from doctors and other health care providers · Outpatient care · Home health care · Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment) · Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)
If you have Medicare and other health insurance, each type of coverage is called a "payer." The "primary payer" pays up to the limits of its coverage, then sends the rest of the balance to the "sec...
Learn about Medicare health plans, Medigap, how Medicare works with other insurance, and Drug coverage.
What happens when I turn 65? ; You can choose to join a Medicare drug plan when you sign up for Medicare Part A and/or Part B. If you choose not to join a Medicare drug plan, you’ll need to have creditable drug coverage to avoid paying a Part D late enrollment penalty. Creditable drug coverage is coverage that provides the same value as Medicare drug coverage. If you’re not sure your retiree drug plan is considered creditable, ask your plan – they have to tell you. Your plan will also send...
Original Medicare · You pay for services as you get them. When you get a covered service, Medicare pays part of the cost and you pay your share. You can see any doctor or hospital that takes Medicare, anywhere in the U.S. Includes: Part A (Hospital Insurance) · Part B (Medical Insurance) · You can add: Part D (Medicare Drug Coverage) · Supplemental coverage (to help pay your share of costs): Medicare Supplement Insurance (Medigap), coverage from a former employer or union, or Medicaid .....
Original Medicare, Medicare Advantage ; You can go to any doctor or hospital that takes Medicare, anywhere in the U.S., In many cases, you can only use doctors and other providers who are in the plan’s network and service area (for non-emergency care). ; In most cases you don’t need a referral to see a specialist., You may need to get a referral to see a specialist.