If your car has been "totaled" after an accident, it means the cost of repairing it is greater than the cost to replace it.
Total loss car insurance is one type of insurance policy that can help in the situation where the damage to your car is just too much.
Use NerdWallet's car insurance estimator to calculate how much your car insurance costs could be, plus read on to learn how much coverage you should get.
What is a total loss? Learn what it means if your car is totaled, and how insurance can help if your vehicle is deemed a total loss.
Understand how auto insurance companies value cars and learn why your insurance may not cover the cost of a similar vehicle.
Your insurance company will total your car if it doesn’t make financial sense to repair it.
You’ll probably appreciate new car replacement insurance if your car is totaled, but in most cases the extra coverage comes at a price.
Find answers to your car insurance questions, including what policy is right for you, insurance rules, and pricing. Get important information on how to save money while getting the coverage...
Option 1: Let the Insurance Company Pay You The easiest way to deal with a totaled car after an accident may be to simply let the insurance company pay you. Depending on the insurance laws...
Collision car insurance kicks in if you need to repair or replace your own car after an accident, even if you’re at fault.