Home insurance , also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI ), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses ...
It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks or perils, including: Theft Fire and smoke Windstorm...
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Home insurance costs and considerations vary by state. Bankrate explains.