You're about to open your own salon and need to buy insurance. You have a lot of questions about how to find the best coverage for your needs
Barber shops · Cosmetologists · Beauty salons · Hair weaving/braiding
SASSI provides general & property liability insurance for salons, spas, electrologists, beauty schools and barber shops.
What is business insurance for salons? ; Beauticians are responsible for making their clients feel good about themselves. From nail technicians to make up artists and hairdressers – beauticians can do it all. Since you’re working closely with your customers every day, you’ll need business insurance to protect yourself in case anything goes wrong. Public liability insurance will be your best friend, keeping your well covered in case of third-party claims. If you have employees or your own p...
Damaging situations a personal care business owner could face: ; A teen is getting their hair styled for prom when the flat iron gets too close to their scalp. A painful burn leaves them sitting in the urgent care clinic on their big night. ; A customer buys a lotion in a trendy new scent you just started to sell. They call you later complaining that they broke out in hives after applying the product and had to run to the doctor. ; A client is getting off the table after a sports massage. They briefly feel dizzy and fall, fracturing a wrist. They end up in a cast and miss their big game.
: General liability insurance per occurrence limit, Value: $2 million ; : General liability insurance aggregate limit, Value: $3 million ; : Products and completed operations coverage limit, Value: $2 million
Professional Liability Insurance for Estheticians ; Beauty and personal care is a very sensitive job. It’s common for estheticians to be held liable for malpractice or negligence. Here are some examples: Similar to nail technicians, makeup artists, cosmetologists, and beauty therapists, you need professional liability insurance. Professional liability insurance for estheticians grants protection against claims for negligence or malpractice. Also called malpractice or professional indemnity insurance, this provides $1 million-$6 million you ca ...
Our Members benefit from a discount from our recommended insurance provider for hair and beauty salons, self-employed chair/room/space renters and barbershops. Learn more today.
Hair styling or hairdressing is more intricate than it looks. A professional or freelance hair stylist pays attention to a hair’s measurement, form, and health to improve their customer’s beauty. That said, hair stylists must meet demands in order to build a stable pool of customers and grow their business into a hair salon. Professional and freelance hairdressing isn’t easy. And making the job of hair stylists much more complicated are exposures. A client can fall from the reclining barber’s chair during a grooming session. Customers m ...
We are experts in salon insurance. Ensure your beauty, nail or hair salon is protected with professional salon insurance from Professional Beauty Direct. Contact us for a quote or buy online instan...