What is a good CD rate?

Currently, a good CD rate is an annual percentage yield of around 5%. However, rates can fluctuate over time. Here’s how to ensure you’re getting the best rate possible.

The best CD rates on the market for September 2024

We analyzed more than 300 data points to find the best CD accounts and CD rates available today. See our top picks based on APYs, fees, and more.

Open a Certificate of Deposit (CD) Account Online | Wells Fargo

Better interest rates · CDs typically pay higher interest rates than other deposit products ; Guaranteed return · Interest rate doesn’t change until your CD matures, so you know exactly how much you'll earn ; Choose your own terms · Pick the length of time that works best for your savings needs or goals ; FDIC-insured · Your funds are FDIC-insured up to the maximum applicable limits

IRS 시장 파이 KOFR OIS로 옮겨가나…CD금리 대체 기대주 Term KOFR < 채권/외환 < 기사본문 - 연합인포맥스

양도성예금증서(CD)금리 대안으로 거론됐지만, 아직 갈 길이 멀다. 예탁원은 13일 서울 여의도 사옥에서 열린 'KOFR 금융상품거래 활성화 추진' 브리핑에서 KOFR OIS(Overnight Index Swap rate·금융기관 간...

Fixed-Rate Certificate of Deposit (CD): What It Is, How It Works

certain index, such as the prime rate index. 8 An investor in a variable-rate CD is less risk-averse than a fixed-rate CD buyer and may believe that interest rates will rise over the time...

KODEX CD RATE ACTIVE(SYNTH) - 트레이딩뷰

주요 통계 ; 관리 자산 (AUM) : 9.36 TKRW, 자금 흐름 (1Y) : 7.91 TKRW, 배당 수익률 (표시됨) : —, NAV 할인/프리미엄 : 0.02%

National Deposit Rates: 12-Month CD (NDR12MCD) | FRED | St. Louis Fed

Graph and download economic data for National Deposit Rates: 12-Month CD (NDR12MCD) from Apr 2021 to Aug 2024 about CD, 1-year, deposits, rate, and USA.

대출 등의 지표금리, KOFR 비중 늘린다…CD금리 퇴출 수순 | 연합뉴스

확대 ▲ CD금리 중요지표 해제 3단계에 걸쳐 이뤄질 예정이다. 이 과정에서 한은·금융당국은 이자율 스와프 시장에서 신규 거래 시 일정 비율 이상 코파와 OIS(overnight index swap rate·초단기 금리) 거래가...

CD Rates Forecast: How High Will Rates Rise in 2024? - USA TODAY

Savers have enjoyed high certificate of deposit rates over the past few years, thanks to the Federal Reserve’s efforts to snuff out sky-high inflation. Yet with the Fed expected to begin cutting rates soon, the era of ever-higher CD yields may be coming to a close. The Fed recently said it has made tremendous progress in reducing inflation. As a consequence of rate cuts, CD interest rates are already heading lower once again. While each bank independently determines the CD yields it pays, several factors indirectly influence CD rates national ...

리보 폐지·CD 대안…KOFR OIS 금리커브·Term KOFR 추진 < 채권/외환 < 기사본문 - 연합인포맥스

(Overnight Index Swap rate·금융기관 간 하루짜리 초단기 대출금리) 시장 형성에 필요한 KOFR OIS 추정... 배종혁 RFR 산출공시추진단 팀장은 "CD가 폐지되지 않은 상황에서 KOFR 활성화가 더디게 진행 중"이라며...