You can buy life insurance directly from an insurance company, or through an agent or broker. Here’s how to decide which is best for you.
Learning the steps involved in getting life insurance will help you get the coverage you need as soon as possible.
You can get term life insurance with no medical exam, but it usually involves some trade-offs. Read on as we explain the pros and cons of the no-med options.
If you need life insurance, try to get it before your next birthday. Here's why.
Life insurance doesn't have to break the bank. There are multiple ways to get a discounted policy.
If you're shopping for life insurance with a pre-existing condition, don’t assume you’ll be turned down. Learn how to boost your chances of approval now.
It's possible to get life insurance if you have diabetes, but the cost and coverage options will depend on your age, type of diabetes and how well it's controlled.
It can be difficult to find cheap life insurance if you have a preexisting medical condition. A wide range of health problems can hurt your ability to qualify for coverage.
Life insurance is one of the most needed but under-bought insurances. ; There are different ways to life insurance buy - online through a price comparison website, direct from a provider, or through a qualified financial adviser. ; And there are several things to consider. ; Cheapest won't always mean best, you'll have to think about what the right level of cover is for you, and you'll have to check what arrangements you may already have through work. ; Life insurance policies can be joint or individual. It is worth comparing costs on both, as separate policies can work out better and cheaper for a couple - or only a little more expensive - and if something terrible happens and you both die they will both pay out. In contrast, a joint policy will typically only deliver one payout on the first person's death.
Life insurance is a contract that provides financial protection if you die. Learn about types of life insurance policies and how to get coverage.