A steady income and a low debt-to-income ratio show you can handle the payments. Credit History : Specific negative marks on your credit history, like bankruptcies, late payments or foreclosures, can also impact your chances of getting a loan. If you have negative marks, be upfront about them and give explanations if possible. Some lenders might be understanding, especially if there were unique circumstances involved. Because so many factors weigh into your chances of approval, you might still q...
Multiple late payments · High balances on credit cards and loans · Multiple new accounts · Debts sent to collections · Loan default · Bankruptcy · Foreclosure · Short sale
A home equity loan allows you to borrow against the equity in your home. Learn how home equity loans work and how much you could borrow.
VA home loans are very popular. Here’s a step-by-step guide on how to get a VA mortgage to fund your home purchase.
Credit score range, New car, Used car ; Deep subprime: 300 to 500, 15.77%, 21.55% ; Subprime: 501 to 600, 13.18%, 18.86% ; Near prime: 601 to 660, 9.83%, 13.92%
To get a low-interest private student loan, you must have excellent credit, apply with a co-signer, consider a short repayment term and look for discounts.
Learn how to get a home loan with our step-by-step overview of what it takes to get a mortgage.
The Change Company was tasked with lending to minority and low-income home buyers. So why have many of its loans gone to celebrities and the ultrawealthy? A Barron’s investigation.
10% to 37%, depending on your federal income tax bracket, and... as with a conventional mortgage, you may not have to pay points until you sell the home on a hard money loan—the one soft...
Can I buy a house with low income? · Lower-income mortgage programs · How to buy a house with low income · Tips for buying a home with a low income