What is a bond? ; A bond is essentially a loan an investor makes to a borrower. As with loans that you take out yourself, bond investors expect to receive full repayment of what was borrowed and consistent interest payments. Many investors value bonds for the regular income they offer through these interest payments, as well as the comparative safety they provide compared to stocks. While stock values fluctuate day to day, highly rated bonds are generally considered to be a stable investment tha...
Understand certificates of deposit (CDs) with this helpful guide. Learn how CD rates work and what may impact the market price of your brokered CDs. Plus, get step-by-step instructions on how to bu...
Learn how to use a bond ladder to help generate a stream of income.
Key takeaways ; You might have multiple options for getting health insurance coverage, including government programs. ; If you have a qualifying event, such as losing a job or getting divorced, you might be able to get health insurance outside of the open enrollment period. ; Research all your health insurance options before you enroll to make an informed choice.
Have your funds sent to Fidelity ; Wire directly ; Regular mail ; Overnight mail
Key takeaways ; Employers plan to raise salaries again in 2024, 4% on average. ; Using data to make your case or getting an outside offer could help you boost your salary. ; Sometimes, the only way to get a large bump is to switch jobs.
Finding a good financial advisor you can trust can be difficult. Here's how to get started.
Got a job offer? Don't rush to accept it. Knowing how to negotiate a better job offer—even asking for more money—could be worthwhile. A 2022 Fidelity survey found that 85% of Americans who countered on salary, other compensation or benefits, or both, received at least some of what they negotiated for.1 · But negotiating can be awkward. You don't want to come off as ungrateful. You might even be concerned about losing the offer you have if you try to get a better one. That could be why most job candidates didn't negotiate their salary for t ...
Key takeaways ; A health savings account (HSA) is a tax-advantaged way to save for qualified medical expenses. ; HSAs pair with an HSA-eligible health plan. ; Because it offers potential tax advantages and money within the account can be invested, an HSA can be used to pay for both near-term medical expenses and expenses in retirement.
Key takeaways ; Buying a home in a competitive housing market can be tough, but with the right planning, it's still possible. ; Getting a good deal on a house and a mortgage often depends on your credit and available savings, but you can also tap into financial assistance options. ; Inspections and appraisals are key steps to ensuring you're buying a house that's worth the price tag.