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Home or house insurance covers your property and possessions from damage or loss from things like fires, flooding, storms, and theft. ; Legally, you don't need it, but it’s a good idea to have some protection in place. If you need to claim, it might cover the costs of any repairs. ; There’s two types of home cover: buildings and contents. You can get them separately or as combined home insurance. Whichever works for you.
Third-party only ; Third-party, fire and theft ; Fully comprehensive
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