Key Points ; Homeowners insurance offers critical financial protection from many common causes of damage and destruction to homes, as well as from claims of injury on your property. ; How to lower homeowners insurance costs in the future by taking proactive action today. ; Occupational discounts (perhaps for teachers, doctors or firefighters). ; Updating old electrical, heating, or plumbing systems
Learn how to shop for the best rates on home insurance, explore the cost of insurance, and find out whether it's included in your mortgage.
Homeowners insurance premiums have soared since 2023, especially in the South and West. Follow these tips to lower your rates.
Compare home insurance quotes to find the best rates and coverage. Learn how to evaluate different policies and choose the right insurance for your home.
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate homeowners insurance products to write unbiased product reviews. Homeowners insurance protects your dwelling, personal belongings, and personal liability. Unlike car insurance, homeowners insurance is not required by state law. However, if you have a mortgage, your lender will require homeowners insurance to protect the investment. ...
Everything you need to know about homeowners insurance, from what it covers to how rates are determined.
Homeowners insurance can be confusing, but we explain what renters insurance companies do and everything you need to know to purchase the best policy for you.
There are many factors to consider when buying homeowners insurance. Use the tips in our detailed guide to help you purchase an insurance policy for your home.
Homeowners insurance doesn't have to be complicated. Read our guide to find out what homeowners insurance companies do and how homeowners insurance works.
As homeowners insurance costs continue to rise, learn strategies to lower your homeowners insurance premium, like reducing coverage or bundling.