Learn about car insurance requirements by state to see how much auto insurance you need. You may find that basic state limits are inadequate.
Most states require liability car insurance, though minimum-coverage requirements vary by state. ; The average cost of liability-only car insurance in the U.S. is $869 per year or $72 per month for 35-year-old drivers with good credit and a clean driving record. ; While liability insurance protects you from paying out of pocket for damages sustained by a third party, you’ll need full coverage to protect yourself if you cause an accident.
Too little car insurance and you’re financially vulnerable. Too much, and you’ll overpay. Here’s a guide to how much car insurance you need.
Car insurance is designed to protect you, your assets, others, and property in the event of a collision, theft, or natural disaster. Here's how to figure out how much you need.
Here are examples of when liability coverage comes into play: ; You’re looking at your navigation system and the rear end of the car in front of you. ; You swerve and accidentally hit someone else’s car. ; You mistakenly hit the gas instead of the brake and crash into a neighbor’s fence.
See a breakdown of average car insurance increases after causing an accident. Find out how much your insurance rates could potentially go up.
Liability car insurance is a popular type of coverage that provides financial protection if you’re found legally responsible for an accident that results in injury, death, or property damage. Liability car insurance may also apply if someone else is driving your vehicle and is at fault for an accident. Most states require drivers to carry a minimum amount of liability coverage, although the amount varies from state to state. Looking for the most affordable liability coverage? Find out which insurers may our Cheapest Car Insurance rating. ...
Table of contents ; Best providers for liability insurance ; What is the difference between liability insurance and other types of car insurance coverage? ; Frequently asked questions
How Much Car Insurance Do You Really Need? Finding the Right Coverage for Your Vehicle Car... Types of Car Insurance Coverage: Liability coverage - This is the most basic type of car...
Liability coverage is the minimum insurance you need to drive in most states. Learn how it could help pay for property damage and medical expenses, here.