Many people fancy an occasional flutter, but while a £10 bet on the Grand National or a fiver on England to actually win a penalty shootout at the Euros may seem harmless, it could affect your chances of getting a mortgage. The cost-of-living crisis has already made lenders cautious. And many have imposed tougher affordability requirements since the 2008 financial crisis to comply with strict financial regulations and ensure borrowers can keep up with repayments if interest rates rise. ...
Finding out how much you can borrow before you look for a home is a good idea. We look at how lenders decide what size of mortgage they will offer you
There's often a difference between what a bank will lend you and what you can afford to borrow. Here’s what you should do before knocking on lenders’ doors.
Want to get the most out of your home equity line of credit? Our guide will show you how much HELOC money you can get, estimated monthly payments and alternatives.
Home affordability calculator. Calculate the price of a house you can buy, and the mortgage you must take, based on the monthly payments you can afford. total monthly mortgage payments on your home...
Use this calculator to work out how much you could borrow from a Bank or Building Society based on your income. Simply add in your annual income(s) to calculate the mortgage amount you could borrow.
A mortgage affordability calculator or the guide that housing costs should not exceed 30% of your income can tell you how much home you can afford.
Check how lenders assess affordability before applying for a mortgage, and the things that affect how much you can borrow.
Borrow wisely and learn about what costs you should expect when buying a home to better determine how much house you can afford with help from U.S. Bank.
You have a deposit, but how much can you borrow? Use MoneySavingExpert's mortgage borrowing calculator to find out, plus how loan-to-value affects rates.