Find out how long a speeding ticket can stay on your record in your state and how it will affect your car insurance rate.
Key Takeaways: ; The cost of a speeding ticket depends on various factors, including your state and driving speed. ; The average car insurance premium for a driver with a single speeding ticket is $2,503 per year, according to our rate analysis. ; USAA has the cheapest car insurance for drivers with a speeding violation among the companies we analyzed. The next cheapest is Erie.
Insurance Company ▲ ▼, Clean Record ▲ ▼, Speeding Ticket ▲ ▼ ; COUNTRY Financial, $40, $50 ; NJM, $54, $78 ; Auto-Owners, $76, $91
A speeding ticket for driving 16 to 20 mph over the limit could raise your full-coverage car insurance premium by an average of 25%. ; If you’re convicted of a DUI, your insurance rate could increase by 70% on average. ; To lower insurance costs, consider going to traffic school, asking about discounts, enrolling in a telematics insurance program and improving your credit.
speeding tickets as an indication of risky driving behavior, and they will charge you higher rates to cover the increased risk. How Long Does a Speeding Ticket Affect Your Car Insurance...
Your prior driving record, including other traffic violations and at-fault car accidents ; Whether your speeding ticket was a first offense ; The amount of time since your last moving violation
State, State Average Monthly Full-Coverage Rate, Cheapest Car Insurance Company for Speeding Ticket ; Alabama, $206, Travelers ; Alaska, $211, Geico ; Arizona, $327, Geico ; Arkansas, $257, USAA ; California, $342, USAA ; Colorado, $306, American National ; Connecticut, $323, Geico ; Delaware, $313, Travelers ; District of Columbia, $256, USAA ; Florida, $377, Travelers ; Georgia, $296, Central Insurance
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In this article: ; How Much Does Your Insurance Go up After a Traffic Violation? ; What Tickets Affect Insurance? ; What Tickets Don't Affect Insurance?
Driving record, Avg. monthly cost*, Avg. annual cost*, Increase above national avg. ; Clean driving record, $194, $2,329, 0% ; Speeding ticket, $251, $3,016, 29% ; At-fault accident, $277, $3,329, 43% ; DUI conviction, $398, $4,772, 105%