Fire or lightning · Windstorm or hail · Explosion · Riot or civil commotion · Damage caused by aircraft · Damage caused by vehicles (such as a car that crashes into your house) · Vandalism or malicious mischief · Theft · Volcanic eruptions
"With catastrophe costs at historically high levels and reconstruction costs continuing to climb, we implemented a pause on writing new homeowners policies to more effectively manage our...
What is home insurance? · Homeowners insurance can help protect you from the unexpected. If your home is damaged, your belongings are stolen or someone gets injured on your property, it can help cover repairs or replacement, temporary housing, legal fees and more. Why do I need a homeowners insurance policy? · A homeowners policy is recommended for anyone who owns a home or condo and may be required by your mortgage lender. You will need separate coverages to help protect your home and perso...
It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks or perils, including: Theft Fire and smoke Windstorm...
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate homeowners insurance products to write unbiased product reviews. A home is the biggest asset most Americans have. Homeowners insurance offers protection for your home and personal possessions. Although homeowners insurance is not required by law, if you have a mortgage, your lender will re...
In this article, we'll walk you through the basics of homeowners insurance policies. Most mortgage companies require borrowers to have insurance coverage for the replacement cost of a...
Acts of war or acts of God such as earthquakes or floods, are typically excluded from standard homeowners insurance policies. If you live in an area prone to these natural disasters, you...
Best overall: Amica Homeowners Insurance ; Best for military: USAA Homeowners Insurance ; Best for customer satisfaction: State Farm Homeowners Insurance
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Total premium ; Discounts ; Policy period ; Location of property