A 15-year-old home in Pittsburgh, PA · 250,000 in dwelling coverage · 100,000 in liability coverage · The total quote was $803 annually
Insurance Company ▲ ▼, IQ Score ▲ ▼, Average Annual Premium ▲ ▼, Best For ▲ ▼ ; Cumberland Insurance Group, N/A, $588, Cheapest rates ; Westfield, N/A, $712, Flood insurance ; Allstate, 8.2, $727, Discounts
The average annual home insurance rate in Philadelphia is $2,034 for a policy with a $1,000 deductible and $300,000 in dwelling coverage — cheaper than the national average of $2,377 but higher than the Pennsylvania state average of $1,306. Philadelphia homeowners likely pay higher rates than elsewhere in Pennsylvania because cities have higher crime risks than less-populated areas. Philadelphia also has a risk of flooding in some areas, like Eastwick and South Philadelphia. Insurers consider these risks when determining premiums, but you can ...
Insurance company, Annual home insurance cost ; Texas Farm Bureau, $927 ; Mercury, $979 ; Kemper, $1,055
Obtaining cheap car insurance in Latrobe, PA, can be a challenge for many drivers. The cost of car insurance can vary depending on a number of factors, including the driver’s age, driving record, and the type of car being insured. In this article, we will explore the insurance costs for four different driver violation types, compare the pros and cons of five different insurance companies commonly used in Latrobe, PA, and answer 14 common questions related to obtaining cheap car insurance in th...
Your homeowners insurance deductible is the amount you pay when filing a claim before your insurance coverage kicks in. Find out how they work.
Common Coverage ; While every policy differs, some of the common things your homeowner's insurance covers include: Fire and water damage are the most common covered perils, but many other events are covered under a variety of homeowner's insurance policies available from TPC. It’s important to have a professional independent insurance agent evaluate your needs so they can match them with the right homeowner's policy, including coverage “enhancements” that add the coverage you may want or n...
Looking for the best homeowners insurance? Learn more about this type of coverage and compare quotes and plans from popular providers.
Feature, ERIE's Base Policy, Typical Competitor Policy ; 100% Guaranteed Replacement Cost, Better True guaranteed replacement cost, Limited Extended coverage with limits and qualifiers ; Personal Property Coverage, Better Extensive coverage, fewer exclusions, Limited Fewer covered incidents, more exclusions ; Theft, Better Coverage includes lost or misplaced items, Limited Fewer items covered, more exclusions ; Coverage for Valuables, Better Ample limits for jewelry, watches, precious stones, and firearms, Limited Lower limits for theft only ; Gift Card and Gift Certificate Reimbursement Coverage, Better Coverage includes reimbursement for gift cards purchased at a local business that has permanently closed, Maybe Typically not covered (or restricted if covered) ; Animals, Birds and Fish, Better Covered to $500, Maybe Typically no covered (or restricted if covered) ; Cash and Precious Metals, Better Covered to $500, Inadequate Covered, but less than 50% of ERIE's dollar value ; Coverage for Hard-to-Replace Items, Better Covered items include accounts, bills, deeds, passports, etc., Limited Restrictive list of covered items, with significantly lower dollar limits
Finding the best homeowners insurance policy starts with comparing companies. Learn how to compare home insurance quotes so you can get the right coverage.