Geographic location: A home in an area prone to disasters—such as hurricanes, tornadoes, earthquakes, or wildfires—will likely cost more to insure. ; Coverage selections: The coverage limits, deductibles, and optional coverages/riders you choose can all affect the cost of your policy. ; Construction materials: Homes built with materials resistant to fire, wind, storms, and other hazards may cost less to insure.
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Homeowner’s Insurance And You · Basic Coverages Included · Types Of Coverage · Buying The Correct Amount Of Coverage · Update Your Home Inventory · Keeping Your Coverage Current · Deductibles · Shopping For Homeowners Insurance · Flood Insurance · If You Have A Claim · Important Considerations For All Homeowners/Renters · Tips To Help Consumers Lower Their Homeowner’s Or Renter’s Premiums · Homeowner’s/Renter’s Insurance Tips For Different Life Stages · Gettin...
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