Planning for the unexpected, including understanding your home insurance exclusions, might help to protect your finances in the event of a disaster.
Homeowners insurance protects your dwelling, other structures, and home contents. It also covers the homeowner if they are sued for liability.
Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.
A homeowners insurance exclusion is something that your insurance policy doesn't cover. Your insurer won't pay for damage caused by an excluded event.
Home: The physical dwelling structure and other structures attached to it. ; Other structures: For example, a detached garage, pool house, guesthouse, green house or tool shed on the residence property. ; Personal property: This covers the contents of the home, such as furniture, appliances or clothing. Certain types of property [3] may have specific dollar limits.
Hippo homeowners insurance has taken off as part of the digital revolution, offering easy online quoting and policy management. Does it offer affordable coverage as promised?
Standard homeowners insurance does not cover damage caused by flooding, earthquakes, termites, mold, or normal wear and tear. Read more for our full list of home insurance exclusions.
Amica offers homeowners insurance to customers across the country. Its network of independent agents can quote policies, assist with claims, and much more.
The best homeowners insurance companies include Amica and USAA. Home insurance protects your biggest asset. Compare options and get insured today.
You might be surprised by what homeowners insurance won’t cover. Here are 10 things you’ll probably have to pay for yourself.