Feature, ERIE's Base Policy, Typical Competitor Policy ; 100% Guaranteed Replacement Cost, Better True guaranteed replacement cost, Limited Extended coverage with limits and qualifiers ; Personal Property Coverage, Better Extensive coverage, fewer exclusions, Limited Fewer covered incidents, more exclusions ; Theft, Better Coverage includes lost or misplaced items, Limited Fewer items covered, more exclusions
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Pros · Low rates among the companies we evaluated. Very low complaint level indicates overall customer satisfaction. Some Westfield home insurance policies include equipment breakdown coverage, which pays to repair or replace items like washers and dryers, dishwashers, home security systems, computer monitors, printers and refrigerators if electrical failures, mechanical breakdowns or losses of pressure damage them. Cons · Homeowners insurance is only available in 10 states, so it may not be...
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