Mold in your home can create numerous challenges, and your homeowners insurance may cover mold damage only under certain circumstances.
Homeowners insurance and renters insurance offer similar benefits for occupants and homeowners, but they do it in different ways and for different reasons.
Everything you need to know about homeowners insurance, from what it covers to how rates are determined.
Typically, home insurance policies cover appliances lost or damaged due to a covered incident, such as a fire or lightning strike. But they don’t cover the cost to repair or replace an appliance as...
Extended Replacement Cost · With extended replacement cost coverage, after a covered loss Chubb will pay to have your home repaired or rebuilt to its original condition-even if the cost exceeds your policy limit. We will even pay for upgrades made necessary by the loss due to modern building codes. Temporary Living Arrangements · If your home cannot be lived in due to a covered loss and you need a temporary residence while your house is rebuilt, Chubb will help you find a place to stay where you'll be comfortable, whether that’s at a simila ...
Perils, Basic HO-1*+, Broad HO-2*, Modified Coverage HO-8 ; 1. Fire or lightning, x, x, x ; 2. Windstorm or hail, x, x, x
From home appliance insurance to water damage, we’ll walk you through what’s homeowners insurance, what does homeowners insurance cover—and what doesn’t.
Homeowners insurance covers losses and damage to an owner's residence, furnishings, and other possessions, as well as providing liability protection..
Homeowners insurance is a package policy. This means that it covers both damage to property and liability or legal responsibility for any injuries and property damage policyholders or their families cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. Standard homeowners policies do not cover flooding, earthquakes or poor maintenance. Flood coverage is provided by the federal government’s National Flood Insurance Program, although it is purchased from an ins ...
A home insurance policy helps provide financial security from losses or damage in your private residence. Get started with a free homeowners insurance quote!