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Homeowners Insurance vs. Renters Insurance: What’s the Difference?

Homeowners insurance and renters insurance offer similar benefits for occupants and homeowners, but they do it in different ways and for different reasons.

Homeowner and Renters Insurance

Learn how homeowners and renters insurance policies work, how much they cost, how to get the right coverage, and how to file a claim when you need to.

Homeowners and Renters Insurance | III

What is covered by standard homeowners insurance? Article ; Insuring a co-op or condo Article ; Which disasters are covered by homeowners insurance? Article ; Your renters insurance guide Article

Best Renters Insurance Companies of 2024

Renters insurance protects your belongings. Our picks for best renters insurance companies include State Farm, Lemonade, Erie, Allstate, and Farmers.

Facts + Statistics: Homeowners and renters insurance | III

Claim frequency (2), Claim severity (3), Year, Claim frequency (2) ; 6.31, $14,579, 2021, 5.39 ; 5.39, 14,090, 2022, 5.45 ; 6.45, 15,053, Average (4), 5.79

Comprehensive Guide to Renters Insurance

it, and what it costs. Key Takeaways Renters insurance is akin to homeowners insurance but for people who rent or lease properties, such as houses and apartments. When buying or maintaining...

7 Homeowner Costs Renters Don’t Pay

There are many expenses, including property taxes, homeowners insurance, mortgage fees, and home maintenance costs, to consider when comparing buying with renting.

Renters Insurance: What It Is and How It Works

Renters insurance is property insurance that covers a policyholder’s belongings, liability, and possibly living expenses in case of a loss event.

Lemonade Homeowners Insurance Review 2024: Pros, Cons, and Alternatives

Read our Lemonade homeowners insurance review to explore coverage, rates, and Lemonade's mobile quoting and claims systems. Lemonade offers a digital alternative for buyers who want more direct con...

2023 U.S. Home Insurance Study

TROY, Mich.: 19 Sept. 2023 — Homeowners and renters across the country have been receiving letters from their insurance providers letting them know they are being dropped as a combination of catast...

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