Extended Replacement Cost · With extended replacement cost coverage, after a covered loss Chubb will pay to have your home repaired or rebuilt to its original condition-even if the cost exceeds your policy limit. We will even pay for upgrades made necessary by the loss due to modern building codes. Temporary Living Arrangements · If your home cannot be lived in due to a covered loss and you need a temporary residence while your house is rebuilt, Chubb will help you find a place to stay where you'll be comfortable, whether that’s at a simila ...
Master the basics of homeowners insurance so you can understand the ins and outs of your policy and what's covered.
Homeowners insurance does not cover certain types of water damage. While your homeowners insurance will probably help cover the cost of replacing or repairing a damaged floor if your dishwasher suddenly goes on the fritz, coverage generally will not kick in if the damage results from an unresolved maintenance issue, such as continuous leaking near a faucet or other plumbing fixture. Most homeowners insurance policies will not cover the source of the water damage. So, while your policy may cover the cost of tearing out and replacing that damaged ...
Learn how homeowners insurance works, how to navigate your policy, and how it can help protect you, your home, and your personal property.
Protect your home against theft, fire, and other types of covered damage. Learn what homeowners insurance covers and get a quote today.
Perils, Basic HO-1*+, Broad HO-2*, Modified Coverage HO-8 ; 1. Fire or lightning, x, x, x ; 2. Windstorm or hail, x, x, x
Get advice on homeowners insurance. Learn how to find the best home insurance rates and more.
Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.
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