배울 내용 ; Calculate monthly payments due for a loan ; Calculate the interest portion being paid during each period of a loan and see how it changes over the course of the loan ; Calculate the capital portion of the loan that is being paid each month and see how it changes over the course of the loan ; Calculate the amount of money that can be saved by paying additional payments
Work out your home loan repayments and compare different interest rates.
Options to finance a home renovation include using home equity or non-equity options like personal loans or credit cards. Compare the options and which is best for your project.
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A practical guide to buying a house. Six steps to smooth your way from saving a house deposit and finding the best home loan rate, right through to settlement.
Smart ways to get ahead: ; Look for the lowest interest rate. A home loan is a long-term debt, so even a small difference in interest adds up over time. ; Factor in all the costs involved in buying a house, such as building inspection, legal fees, stamp duty and insurance. ; Be realistic with the amount you borrow. Interest rates or your circumstances could change, so give yourself some breathing room.