Criteria, USDA Guaranteed Loans ; Income, Moderate income. Total adult household income must be under 115% of the county’s median household income. ; Credit score, Depends on the lender and may be around 620 to 640. You can’t have outstanding federal judgments ; House size, N/A ; Market value, No limit ; Loan limits, No predefined limits ; Interest rates, Fixed-rate loans with rates that vary by lender ; Loan term, 30-year term ; Fees, A 1% upfront guarantee fee and 0.35% annual fee ; Repayment assistance, N/A
Learn everything you need to know about FHA loan requirements to determine if this mortgage option could be right for your home purchase.
Home equity loans come in two varieties: fixed-rate loans and home equity lines of credit (HELOCs). Fixed-rate home equity loans provide one lump sum, whereas HELOCs offer borrowers...
Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan. Find out how to request a Certificate of Eligibility (COE) to show your lender that you qualify based on your se...
FHA loans have more lenient credit and income requirements than other loans, and your down payment could be as low as 3.5%. Learn more and apply today!
HELOCs and home equity loans tend to have the same minimum requirements, although the exact criteria will vary by lender. Equity of at least 15% to 20% When the value of your home is...
Navy Federal Credit Union helps Active Duty servicemembers and their families navigate VA home loan requirements as they open the door to homeownership.
An FHA loan is a mortgage insured by the Federal Housing Administration. Learn more about FHA loan requirements and compare offers.
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We reviewed and compared mobile home loan amounts and lender requirements to find the best options to help you find a lender to fit your needs.