Home loan comparison tool by Citi India helps you compare home loan products and find the best-suited plan for you. Select the products to compare home loans!
Understand the comparison of a personal loan vs home loan in India. Compare interest rates, repayment terms, and more to make an informed decision.
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Forbes Advisor India analyzed 84 home loans and selected the best offerings in the home loan segment in India to help you choose the best home loan option.
Name of the Lender, Interest Rate (Onwards) ; HDFC Bank, 8.90% ; ICICI Bank, 9.10% ; SBI, 8.75% ; Canara Bank, 8.75% ; Axis Bank, 8.90% ; Citibank, 8.75% ; Yes Bank, 9.60% ; Bank of Baroda, 8.65% ; Bank of India, 8.85% ; Kotak Mahindra Bank, 8.95% ; Indian Overseas Bank, 8.70% ; Punjab National Bank, 8.70% ; Tamilnad Mercantile Bank, 9.75% ; Karur Vysya Bank, 8.90%
Highlights ; Contacts ; Employee ; Investors ; Companies
Retail Credit Schemes Interest Rate ; Others @ Base Rate i.e.10.25 @ Base Rate i.e.10.25 @ Base Rate +0.25 i.e.10.50 · S No · Name of Scheme · 1 2 3 · Pushpaka-loan Sahayika-loan to meet social financial commitments Sanjeevini - loan to medical practitioners for setting up nursing homes/hospitals and for purchase of equipments For Loans up to Rs. 1.00 Crore. Above Rs.1 Crore to 5.00 Crores Pensioners' loan Scheme - loan to pensioners for meeting immediate emergency needs Home Dcor - loan...
Bank of India Home Loan EMI Calculator: Estimate your monthly repayments with the Bank of India Home Loan EMI Calculator. Calculate interest rates, tenure, and make informed decisions for your home...
Flexibility: Borrowers have the flexibility to withdraw funds multiple times up to their approved credit limit. It is similar to a credit card but with potentially lower interest rates. ; Revolving Credit: As payments are made towards the outstanding balance, the available credit is replenished, allowing for ongoing access to funds without requiring re-application. ; Interest on Utilized Amount: Interest is charged only on the amount withdrawn and utilized, not on the entire credit limit.
Interest rate starting from · 9.05% per annum ; Loan tenure · Up to 30 years ; Charges · Nil pre-payment charges for floating rate home loans given to individuals