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Do I need home insurance? ; It's a good idea to protect your home and the items within it, with a home insurance policy. The cost of rebuilding your home after a fire or flood would be more than most people could afford. ; Most people underestimate the value of their belongings and the potential cost of buying everything new again if they're stolen or damaged. ; It's important to shop around for the best quotes. The cheapest home and contents insurance may not be the best cover for you.
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