With numerous inventions that ranged from the lighting rod to bifocals, it shouldn't be too surprising that Benjamin Franklin was also one of the forefathers of insurance in the United States. According to PBS, Franklin formed the Philadelphia Contributionship in 1751, which was the first company in the colonies to provide fire insurance. Members of the Philadelphia Contributionship agreed to make payments that would be used if any other member fell victim to fire-related losses. In the first ye...
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