Get help to work out how much money you owe and which debts you should pay back first.
Citizens Advice · Stepchange · National Debtline · Debt Advice Foundation · Debt advice for Carers · PayPlan · Benefit overpayments · Tax credits overpayments · Benefit debt reductions · Struggling to pay a housing benefit overpayment
Your debt questions answered ; I need emergency help with money and food · Mobile phone debt · What are default notices? · How does ‘buy now, pay later’ work? · What are statute-barred debts and are they written off? ; My fixed rate mortgage is ending · How do I fill in an income and expenditure form? · Can I ask my creditors for breathing space · How do I find out how much debt I owe? · Budgeting advice
Where to find debt advice ; Priority debts ; Mental health support ; Coerced debt
1. Gather details about your income, spending and debts ; 2. Make a budget to share with us and the people you owe money to ; 3. Use our online debt help tool. You can do this at any time that suits you.
Free debt advice: if you're struggling with debt, these national organisations offer free, impartial help and advice. Find the right people to contact from our list of groups that can help you thro...
Pay your mortgage arrears before other debts Mortgage arrears are a ‘priority debt’... get help with paying your energy costs. You can check how to increase your income. You can check...
Benefits · Grants · Grants Search · Breathing Space (Debt Relief Scheme) · Advice and support · Tools and information
Bills, court fines, help with debts.
A guide to resources that can help individuals and families struggling with student-loan debt, from apps and advice to free legal aid