guaranteed to continue. Annuities can be created so payments continue as long as either the annuitant or their spouse is alive if a survivorship benefit is elected. Annuities can also be...
Annuities are complicated. And the jargon that professionals use to discuss them does not help. That’s because the word “annuity” actually refers to a broad range of financial products. To help ordinary investors, we recently published a guide that goes through the different types of annuities and their common features. I like to categorize annuities—which are really just contracts between insurers and purchasers—as either an income annuity or a savings annuity. Before we go into more ...
Attendees of this webinar will get access to the following resources: -"Your Guide to Annuities" summary -Annuity Buyer's Guide -30 minute complimentary consultation with our team Ideal for...
The interest rate on a CD or other fixed-income investment is low and you would like to increase your cash flow. ; You own appreciated stock or mutual fund shares, have considered selling some of the shares and reinvesting the proceeds to generate more income, but don't want to pay tax on the capital gain. ; You would like fixed payments that are unaffected by interest rates and stock prices and which you cannot outlive. ; You want to assure the continuation of payments to a loved one without the delay of probate proceedings and in a tax-efficient manner.
배울 내용 ; Understand the death benefit claim in Life Insurance ; Understand types of Annuities ; Understand the application process of Annuity
Learn all about annuity quotes and how to get an annuity quote in minutes with our helpful guide.
Types of annuities ; It's essential to understand the different types of annuities available and how they compare to other retirement income plans. Term Annuities: A term annuity provides guaranteed income payments for a specific period, rather than for life. Key features include · Life Annuities: A life annuity provides guaranteed income payments for the rest of your life. The key feature is for the insured to receive regular income payments, typically monthly, for as long as you live. This p...
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Deferred income annuities · Deferred income annuities are very similar to immediate annuities. The big difference is that you don’t receive income payments immediately — instead, payments are deferred until a future date. For the same cost, a deferred income annuity will typically have highe ...
Athene's 101 Guide is an introduction to annuity types, how annuities work, & compare annuity benefits in this comprehensive retirement & annuities 101 Guide.