The Government National Mortgage Association ( GNMA ), or Ginnie Mae , is a government-owned corporation of the United States Federal Government within the Department of Housing and Urban Development (HUD). It was founded in 1968 and works to expand affordable housing by guaranteeing housi...
The government interventions during the subprime mortgage crisis were a response to the 2007–2009 subprime mortgage crisis and resulted in a variety of government bailouts that were implemented to stabilize the financial system during late 2007 and early 2008. Governments intervened in th...
All about FHA, USDA, and VA loans: government-backed mortgages with lower down payments and flexible credit guidelines that make homeownership accessible.
The U.S. government guarantees a majority of residential mortgages, which is often justified as a means to promote homeownership. In this paper we use property-level data to estimate the effect of...
A Federal Housing Administration (FHA) loan is a mortgage that is insured by the government and issued by a bank or other approved lender.
Whether you’re a first time buyer or a homeowner, the government has several schemes to give mortgage applicants a hand. Learn more in our guide
Government policies and the subprime mortgage crisis covers the United States government policies and its impact on the subprime mortgage crisis of 2007-2009. The U.S. subprime mortgage crisis was a set of events and conditions that led to the 2007–2008 financial crisis and subsequent rec...
If you are looking to buy a home, explore government-backed mortgage assistance programs, or home loans such as FHA loans.
Learn about GSE mortgages in 2024. These government-sponsored enterprises play a pivotal role in the U.S. housing market. Learn how they impact mortgage rates and more.
The government recognises that this is a concerning time for mortgage holders, and particularly those coming to the end of a fixed rate deal. High inflation harms everyone right across the...