The Government National Mortgage Association ( GNMA ), or Ginnie Mae , is a government-owned corporation of the United States Federal Government within the Department of Housing and Urban Development (HUD). It was founded in 1968 and works to expand affordable housing by guaranteeing housi...
All about FHA, USDA, and VA loans: government-backed mortgages with lower down payments and flexible credit guidelines that make homeownership accessible.
The Liberal government has unveiled plans to loosen mortgage rules for first-time home buyers, but many experts fear the move will have negative long-term consequences.
This paper analyzes a model of the mortgage market, considering scenarios with and without government-sponsored mortgage securitization. Conventional wisdom says that securitization, by fostering d...
What Is the Government National Mortgage Association? The Government National Mortgage Association is a federal government corporation that guarantees the timely payment of principal and...
View the latest data on the Government of Canada's purchases and holdings of Canadian Mortgage Bonds.
Learn about GSE mortgages in 2024. These government-sponsored enterprises play a pivotal role in the U.S. housing market. Learn how they impact mortgage rates and more.
buying a property that’s not a new build flat, Shared Ownership, Shared Equity, Right to Buy or buy to let ; applying for a qualifying mortgage by 30 June 2025 (however, the scheme may be withdrawn earlier) and complete on your mortgage by 31 December 2025 ; applying for a mortgage with a loan to value (LTV) of more than 90% and less than, or equal to 95%.
A Federal Housing Administration (FHA) loan is a mortgage that is insured by the government and issued by a bank or other approved lender.
Government-backed mortgages can be easier to qualify for compared to conventional loans. This can make them a good choice if you have a lower income, don’t have perfect credit or can’t afford a large down payment. Some borrowers might also qualify for a lower interest rate on a government-backed loan than what they’d get with a conventional mortgage. There are several government programs to consider if you’re looking for a mortgage, so it’s important to understand how each one works as...