Is having no credit history better than having bad credit? Each situation presents a few things to think about. Explore more on Learn & Grow.
Is a bad credit score worse than no credit at all? What they mean for your finances.
Both present problems, but building good credit from scratch tends to be easier than rebuilding credit because your credit record has no blemishes.
If you have a bad credit score, there are still credit card options for you. Our experts have evaluated the best credit cards for bad credit available from our partners.
The idea that student loans and mortgages are in a category of good debt because they can increase wealth and income, while credit cards are "bad" debt, is a risky oversimplification.
If you're not having a hard time with current debts and you have bad credit as a result of old debts, or you simply don't have credit history "credit repair is more important than debt...
Vault’s Viewpoint ; Credit union mortgages come with low rates and fees and are easier to qualify for. ; Bank mortgages don’t have any membership requirements and utilize the latest technology. ; The right option for you will depend on your financial situation and preferences.
Read More ; Facing a financial quagmire? Chapter 13 can help you create a repayment plan ; Credit 101: Hard vs. soft credit check ; Chapter 7 bankruptcy protection: When financial issues hit a breaking point
The best bad credit business credit cards prove you don’t have to have perfect credit to qualify for a good card. Our top picks show you several great options.
Credit Cards vs. Debit Cards: An Overview Credit cards and... child good money management habits. Investopedia / Sabrina... If you have multiple credit cards, it's not a bad idea to have a...