Truly cheap car insurance for young drivers is rare in this day and age, but with these tips you can certainly save money
The best cheap car insurance for young drivers is offered by Central Insurance, USAA, Country Financial, Erie Insurance and Travelers.
Cheap car insurance for young drivers can be hard to find, but not impossible. Here are the cheapest car insurance companies for young drivers.
The cheapest car insurance rates for new drivers start at $92 a month and the most affordable providers are USAA, Travelers and Geico. ; Car insurance for new drivers is around $2,706 per year for minimum coverage and $5,192 per year for full coverage. ; Regardless of the age you start driving, insurers will consider you in the highest risk category typically until you have three years behind the wheel.
Insurance Guides ; Table of Contents ; Pros · Snapshot provides personalized rates so safe drivers save more · Premiums are below average for many drivers · Unique coverage options, including pet injury and custom parts ; Cons · Below-average J.D. Power rankings · Above-average number of complaints with the National Association of Insurance Commissioners · Young drivers and those with an accident history may find Progressive more expensive
Central Insurance is the best and most affordable car insurance company for teens with its lowest average rates starting at $92 per month. ; Rates for teens on average are around $2,706 per year for minimum coverage and $5,192 per year for full coverage. ; Due to their lack of driving experience, teenagers are at the highest risk of accidents in the United States, earning them the highest car insurance rates.
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In this guide ; What is young driver insurance? · Types of car insurance for young drivers · How to compare young driver insurance · How much does young driver insurance cost? · Why is young driver insurance expensive? · Who offers the cheapest car insurance for young drivers? · 11 tips for getting the cheapest car insurance for young drivers · Specialist policies for cheaper young driver insurance · Best cars to insure for young drivers · Road safety as a young driver · FAQs
Young adults have the second-highest car insurance rates of any age group behind teenagers — annual full-coverage car insurance rates for 21 to 25-year-old drivers are 43% higher on average than those for 35 to 55-year-old drivers. Annually, car insurance for young adults is around $1,225 per year for minimum coverage and $3,628 per year for full coverage. The cheapest national providers for young adult drivers are USAA, Travelers and Geico.
U.S. News offers advice on the best cheap car insurance for new drivers, including teenagers.