Credit factor breakdown ; Credit ‘what-if’s? ; Credit alerts
Learn more about credit scores. Whether you're getting started or getting back on track, Equifax can help you better understand your credit score.
myEquifax ; Access free credit reports from each of the nationwide credit bureaus each week. You may be entitled to additional free credit reports under certain circumstances.
A credit score is a number between 300 and 850 that represents your creditworthiness. ; Consumers can get their credit score for free, or it can be included as part of a paid service. ; Scores will vary slightly depending on the credit bureau and credit scoring model your score came from.
The score could be listed on your monthly statement or can be found by logging in to ...
Look anytime Check your credit as much as you want without hurting your scores. ; Stay in the know Get notified when there are key changes to your TransUnion® and Equifax® credit reports. ; Go the distance Take advantage of more features that help you get ahead and optimize your finances. ; Excellent (781–850): You may qualify for the best financial products available, and you’ll likely have several options when it comes to choosing repayment periods or other terms. But excellent credit scores aren’t the only factor in a lending decision — a lender could still deny your application for another reason.
Checking your own credit report is not an inquiry about new credit, so it has no effect on your score. In fact, reviewing your credit report regularly can help you to ensure that the...
You can purchase your score directly from the credit reporting agencies and scoring companies. However, it’s important to check your credit report to make sure the information is accurate because your credit score is based on the information in your credit report. It’s also important to note that the score you purchase may not be the same as the one lenders use to decide whether to give credit. Your credit card company may share a credit score with you for free. Some companies include credit scores on your monthly statements. ...
Why should I check my free credit score? ; Checking your credit scores and reports can help you better understand your current credit position. ; Credit scores are used by potential lenders and creditors as one factor when deciding whether to offer you credit, like a loan or a credit card. ; Checking your own credit scores and reports will not impact your credit scores.
Everything you need to go all-in on your goals. Double the scores ; Factor breakdowns ; Credit building