Find the best RBC low interest credit card for you and save money on your balance. Choose from no or low fee, fixed or variable rate cards. Apply online today
Investopedia tracks over 300 credit card interest rates every month. For September 2024, the average credit card interest rate is 24.74%.
There are several ways to lower your credit card interest rate, including by calling your card issuer to negotiate a lower rate.
Reducing the interest rate charged on your credit card balance is the first step to getting out of debt. Learn techniques to become debt-free.
Using a low interest credit card can save you big while helping you minimize debt or get rid of it more quickly. See our expert recommendations.
They promise to get you a lower credit card interest rate, claiming to be able to save you thousands of dollars but they don't have special connections to do that. Anything a debt relief...
Key takeaways ; If you're not happy with your credit card's interest rate, try to negotiate with your card issuer. ; Do your research on your account’s history and terms, as well as competing card offers, so that you can make an informed argument. ; Improving your credit score tends to be an effective way to wrangle a lower interest rate. ; If you are not able to get a lower interest rate, you could apply for a balance transfer card with a 0 percent intro APR that will make paying down debt more manageable.
Get the lowest possible intro rate for over a year with a Capital One low intro APR credit card.
Low-rate credit cards are worth considering if you don't always repay your credit card in full each month. Which? explains the pros and cons, plus the best deals.
Get more control of your budget with our ASB Visa Light credit card. Enjoy a low interest rate, no account fee & 0% p.a. Smart Rate for 6 months on purchases over $1,000.