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Aflac offers a few types of life insurance policies, including: Whole life insurance provides insurance for your entire life as long as you pay all your premiums. It includes a death benefit and cash value, which accrues interest at a fixed rate. Your beneficiaries can claim the death benefit upon your passing. Since there is no expiration date, you can’t outlive a whole life insurance policy. Term life insurance guarantees financial protection for your family over a specific time period, such...