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ACR Home Page ... Your credit reports matter. Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application. Reviewing credit reports helps you catch signs of identity theft early. Request your free credit reports ; FREE Credit Reports. Federal law allows you to: Get a free copy of your credit report every 12 months from each credit reporting company. Ensure that the information on all of your credit reports is correct and up to date.
A temporary pandemic policy is now permanent as the three major credit bureaus will continue to offer consumers free weekly credit reports.