motorists, no-fault systems may make more sense; furthermore, traditional insurance is regressive because drivers of inexpensive cars are liable for damage to any car, no matter its value...
Learn how no-fault insurance works in Florida, what the car insurance coverage requirements are in FL, & what the penalty is for driving without car insurance.
Learn about car insurance laws in Florida in 2023.
This cheapest minimum-coverage car insurance in Florida is Geico, at $39 a month. The cheapest full coverage is State Farm, at $163 a month.
The average cost of minimum-coverage car insurance in Florida is 86% more than $72 — the national average — and 42% higher than $223 for full coverage. ; Florida has the third-highest average minimum-coverage premiums in the country and the sixth-highest average rates for full-coverage. ; The rising rate of fatal accidents, “no-fault” insurance laws and frequent severe weather all contribute to the high cost of car insurance in Florida.
PIP personal injury protection can cover: Medical expenses: PIP can cover medical and surgical treatment, dental and optometric treatment, ambulance and nursing services, medication, medical supplies, and prosthetic devices. Lost wages (in some cases): If you are unable to work due to accident-related injuries, PIP could help you recover lost wages. Substitute services (in some cases): If accident-related injuries keep you or those covered from performing household tasks, like cleaning, PIP could help pay for substitute services, like a cleanin ...
Compare the cheapest car insurance quotes in Miami from State Farm, GEICO, Hugo, and more. Quotes updated November 2024
Insurance Company ▲ ▼, IQ Score ▲ ▼, Full Coverage ▲ ▼, Liability Only ▲ ▼ ; State Farm, 9.3, $83, $66 ; Hugo, 7.0, N/A, $337 ; GEICO, 9.0, $85, $68
Florida drivers must carry PIP and property damage liability coverage. Here’s what you need to know to register a car and drive legally in Florida.
No-fault auto insurance can cover your medical bills after an accident. Learn how no-fault insurance works and which states require it.